Getting out of a speeding ticket for insurance purposes?

Is there a way I can get out of a speeding/failure to meet at a stop sign ticket? I really don't care about paying the ticket or court costs at all, but I just can not, really, really, can not pay the extra insurance money. I am paying out of state tuition AND I am in Architecture. Architecture is SUCH an expensive major. The police officer (whose name I can't even read on the ticket because it is just a scribble) gave me a ticket for speeding and failure to stop at a stop sign. I have always been a great driver, I never speed, I always stop at stop signs, I don't drink/text/talk over the phone and drive, I always have my seatbelt on. This one time I absolutely needed to get home at 2am I decide to go a little faster and yup, of course I get a ticket. I don't want to lie, I was doing 36 on a 20 zone at the time, I admit it even though I honestly did not realize I was going at 36 I didn't' do it on purpose. I didn't think hey I'm just gonna go faster because no one is around

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